You don't need books, CDs, or special software. If you can read this, you have everything you need to get started on your mortgage education program!

Our courses are delivered online and course materials are available in printer friendly formats. Your learning materials and exams are all delivered through your web browser. You will be able to access your account from any computer with an internet connection. The OnlineEd system is compatible with all major browsers and operating systems.

Our program has been rigorously reviewed, approved, and authorized for continuing education credit by the Nationwide Mortgage Licensing System (NMLS). Our 9-hour Washington MLO Continuing Education course package includes the required 8 hours of federal law, ethics, nontraditional mortgages, an elective, and 1 hour of Washington state-specific course content.

The Washington-specific section covers the acts and practices that Washington mortgage licensees are prohibited from participating in as well as the actions that a licensee is allowed to participate in.

Our courses at OnlineEd are written by OnlineEd. Because of this, we save on overhead licensing costs and can pass those savings on to you.

Our mortgage continuing education courses are available in several convenient packages. You can choose the 8-hour Originator Essentials course needed to meet the NMLS 8-hour course guidelines for continuing education credit, or the 1-hour Washington Prohibited Conduct and Permitted Acts course as a stand-alone for those who have already completed 8 hours of NMLS continuing education and only need to fulfill the 1-hour WA requirement. Both courses can also be bundled together in our 9-hour Washington MLO Continuing Education package.

If you do not have an NMLS ID number and need to obtain one, create one using the instructions available at the NMLS Resource Center.

If you already have an NMLS ID but don't remember what it is:

1. Login into NMLS website
2. Click on the Composite View tab.
3. Click View Individual on the sub-header row.
4. The number that appears in parentheses after your name is your NMLS ID number.

The SAFE Act requires licensed Mortgage Loan Originators to take a minimum of 8 hours of continuing education every year. The continuing education credit hours must be in the following categories:

• 3 hours of Federal Laws and Regulations
• 2 hours of Ethic topics covering fraud, fair lending, and consumer protection issues
• 2 hours of non-traditional mortgage training
• 1 hour of electives

In Washington, MLOs are required to take 9 hours of continuing education credits, which includes 1 hour of WA-specific course content. If you are licensed in other states, please check with each state to learn if you need to take additional credit hours. See this handy PDF for details.

Our 9-hour Washington MLO Continuing Education package covers all of the courses required for continuing education in Washington.

9-Hour Washington MLO Continuing Education package

We also sell the 1-hour WA SAFE: Prohibited Conduct and Permitted Acts as a stand-alone course for those who have already completed 8 hours of NMLS continuing education and just need to fulfill the 1-hour Washington requirement.

1-Hour Prohibited Conduct and Permitted Acts course

Once you have completed the course, OnlineEd will notify the NMLS of your continuing education credit hours.

Our InlineEd Compliance Management System provides an all-in-one system for mortgage compliance:

• Online compliance courses for your entire staff
• Integrated record-keeping and reports
• Pre-written templates for policies and procedures
• Document storage
• Configurable compliance requirements include NMLS CE tracking

If you need help with managing the expanding set of mortgage compliance requirements and to conform with Consumer Financial Protection Bureau (CFPB) regulations (and their random compliance audits), our InlineEd system can solve your compliance recordkeeping headaches.

Learn more about the InlineEd Compliance Management System