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EdPak SAFE - 2018 California DRE/NMLS Renewal Package for California Real Estate Continuing Education

This package includes both NMLS and DRE license renewal credit courses.

$78.00

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Includes Video
Includes Audio
Printable Certificate
PDF & EPUB eBook
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At A Glance:

Price: $78.00 (USD)
+ $12.00 NMLS Credit Banking Fee
Purpose: Meets both 8-hour NMLS and 45-hour real estate license renewal requirements
Features: online text, online video, online audio, printable certificate, PDF eBook
Hours: 45 Hours
Category: Mortgage > Continuing Education > California
Sponsor /
Delivery:
OnlineEd
7405 SW Beveland Rd,
Portland, OR 97223
(503) 670-9278
mail@onlineed.com

Courses Included:

Terms of Service:

Meets both 8-hour NMLS and 45-hour real estate license renewal requirements

This package fulfills the minimum 45 hours of continuing education credit for those who are licensed with both the California Department of Real Estate (DRE) as real estate salespersons or brokers, and the Nationwide Mortgage Licensing System (NMLS) as mortgage loan originators. For license renewal, the DRE requires 45 hours of real estate continuing education per renewal cycle, while the NMLS requires 8 hours of mortgage continuing education per year.

This package contains the following courses:

  1. Fair Housing - This 3-hour course is designed to give a historical overview of the federal Fair Housing Laws and an in-depth discussion of the individual laws and their application to the practice of real estate. A discussion of the State of California Fair Housing laws is also included.

  2. Agency - This 3-hour course is designed to give the licensee a comprehensive understanding of the law of agency as it applies to the practice of real estate in today's market.

  3. Trust Funds - The concept of trust funds is discussed in this 3-hour course along with the rules and regulations relating to the handling of such trust funds. Specific attention is focused on the trust fund account and the liability associated with managing the account.

  4. Ethics - This 3-hour course emphasizes that the standards of ethical conduct in the practice of real estate are based upon the National Association of REALTORS® Code of Ethics and Standards of Practice and upon federal and state laws governing conduct applicable to the practice of real estate.

  5. Advanced Contract Law (Consumer Services) - In this 4-hour advanced contracts course, the licensee will build upon their basic contract law knowledge to include concepts beyond the basics.

  6. Managing Risk for Profit (Risk Management) - This 6-hour course is designed to demonstrate that risk management should be viewed as a positive strategy that will provide for increased profits.

  7. Environmental Issues in Real Estate (Consumer Protection) - This 12-hour course is designed to give the licensee a comprehensive understanding of the many environmental issues that frequently arise in today's residential real estate transaction.

  8. Broker Management and Supervision of Salespersons (Management and Supervision) - This course will cover three important topics that brokers must be aware of: their managerial position over the salespersons in their office,  fair housing laws that brokers must ensure their salespersons are in compliance with, and the importance of properly maintaining funds that belong to others (i.e., trust funds).

  9. 8 Hour SAFE Comprehensive: 2018 Originator Essentials (Consumer Protection - NMLS ID 7897) - This course covers the general required categories of 3 hours of federal law, 2 hours of ethics, 2 hours of nontraditional mortgage, and 1 hour of elective. This NMLS course is new for 2018 and meet the SAFE Act's "successive years" rule.

Please see the descriptions below for more details and to download the syllabus for these courses.

This course package is intended for subsequent renewals. If this is the first time renewing your salesperson license, please call us at 1-866-519-9597 to get a custom package set up.  

If you are licensed through the California DBO, this package is not for you. DBO licensees are required to take a 1-hour DBO specific NMLS course. We have DBO licensee packages available in our 8 Hours of 2018 California DBO MLO Continuing Education package or our stand-alone 1 Hour CA-DBO SAFE: California State Conduct and Rules course.



This Package Includes:

Fair Housing

DRE Sponsor Number: 4056

Hours Provided: 3

Category: Fair Housing

Download General Information Page

Course Goals:

This course is designed to give a historical overview of the federal Fair Housing Laws and an in-depth discussion of the individual laws and their application to the practice of real estate. A discussion of the State of California Fair Housing laws is also included.

The course emphasizes anti-discriminatory conduct which all licensees should practice. The course concludes by discussing the voluntary affirmative action marketing program (VAMA) and why promoting fair housing laws is a positive force at work in California and throughout the nation.

Delivery

This is a correspondence course provided via the internet. The course material is made available as an electronic download after registration. After studying the material, students will need to complete an online quiz for each chapter and pass an online final exam at the end of the course.

No other method of taking or completing this course is allowed.

Course Materials:

This course is composed of 3 hours of reading material broken up into several segments with a review quiz at the end of each segment.

Students must pass a final exam at the end of the course. The final exam consists of 15 multiple choice questions and requires 70% to pass. The final examination is not downloadable or printable.

The final exam has a time limit of one minute per question served, for a total of 15 minutes available for the final exam as required by current California Bureau of Real Estate regulations.

DRE requirements allow for ONE re-take of a failed final exam. A second failure will result in a failing score for the entire course and it must be purchased again for credit.

The content of the course is written by Sorg & Spaan, LLC, copyright 2005-2018, and published as "Fair Housing" by OnlineEd, Inc.

Course Details:

This course provides 3 hours of continuing education in the category of Fair Housing.

Course Identification Statement

In order to verify your identity, you will be asked to provide at the time of enrollment and again prior to taking the final examination certain information to verify your identity. Among the types of identification that may be asked for are your current California driver's license, current identification permitted under the California Vehicle Code, or any identification issued to you by a governmental agency or a recognized real estate related trade organization that was issued within the immediately preceding five years that bears your photograph, signature, and identification number. In addition, you will also be asked to provide answers to additional security questions, the answers to which are unique to you.

Refund Policy

All tuition and fees paid for the course are refundable when: (a) the course of instruction is discontinued by OnlineEd and such discontinuation has prevented a student from completing the course; or (b) the enrollment of the student was procured as a result of any misrepresentation in promotion materials of the school, or representation made by an owner or employee of the school. All refunds will be completed within 30 days after the effective date of enrollment termination. Refunds will not be given to any student after the student has successfully registered in a course or courses, as once registered, student has access to the registered courses.  In hardship cases, OnlineEd may issue a refund at its sole discretion. OnlineEd does not issue retroactive partial refunds for courses that are subsequently discounted or put on sale after a student makes a purchase.

Prerequisites

This course has no prerequisites.

DRE Disclaimer

This course is approved for continuing education credit by the California Department of Real Estate. However, this approval does not constitute an endorsement of the views or opinions that are expressed by the course sponsor, instructor, authors or lecturers.

OnlineEd Disclaimer

The California Department of Real Estate does not approve nor endorse any of the forms used in this course with the exception of those prescribed by State and Federal Law. While this publication is designed to be accurate information about the subject matter it covers, it is sold with the understanding that the distributor, author, and publisher are not engaged in rendering legal, accounting, or other professional advice. If such advice or other expert assistance is required, the services of a competent professional should be sought. The recipient is cautioned to check with their managing supervisor before acting on any suggestion or recommendation, or before using any sample form contained herein.

Course Evaluation:

After completing this course you are encouraged to complete the California Department of Real Estate's online course evaluation form. You can access this evaluation at http://www.calbre.ca.gov/files/pdf/forms/re318a.pdf.

This course will remain available to students for 365 days after purchase.

Agency

DRE Sponsor Number: 4056

Hours Provided: 3

Category: Agency

Download General Information Page

Course Goals

This course is designed to give the licensee a comprehensive understanding of the law of agency as it applies to the practice of real estate in today's market. The basic concepts of agency law are presented. The discussion of agency law is based upon both the Common Law concepts of agency and also the California codification and expansion of agency law concepts. The fiduciary duties of the licensee are emphasized.

Attention is also focused on the historical development of agency as it applies to the real estate industry. In this discussion, the concepts of seller representation, buyer representation, and dual agency are examined in the context of modern brokerage practice. The specific requirements of the California Agency disclosure law and procedures are also presented.

Delivery

This is a correspondence course provided via the internet. The course material is made available as an electronic download after registration. After studying the material, students will need to complete an online quiz for each chapter and pass an online final exam at the end of the course.

No other method of taking or completing this course is allowed.

Course Materials

The course contains approximately 3 hours of reading material, plus two appendixes. The course is divided into five sections and two appendixes. Review quizzes are at the end of segments 1, 2, 4, and 5.

A final examination is required at the end of the course. The final examination consists of 15 multiple choice questions. A test score of 70% or greater is required for course completion. The final examination is not downloadable or printable.

The final exam has a time limit of one minute per question served, for a total of 15 minutes available for the final exam as required by current California Bureau of Real Estate regulations.

DRE requirements allow for ONE re-take of a failed final exam. A second failure will result in a failing score for the entire course and it must be purchased again for credit.

The content of the course is written by Sorg & Spaan, LLC, copyright 2005-2017, and published as "Agency" by OnlineEd, Inc.

Course Details

This course provides 3 hours of continuing education in the category of Agency.

Course Identification Statement

In order to verify your identity, you will be asked to provide at the time of enrollment and again prior to taking the final examination certain information to verify your identity. Among the types of identification that may be asked for are your current California driver's license, current identification permitted under the California Vehicle Code, or any identification issued to you by a governmental agency or a recognized real estate related trade organization that was issued within the immediately preceding five years that bears your photograph, signature, and identification number. In addition, you will also be asked to provide answers to additional security questions, the answers to which are unique to you.

Refund Policy

All tuition and fees paid for the course are refundable when: (a) the course of instruction is discontinued by OnlineEd and such discontinuation has prevented a student from completing the course; or (b) the enrollment of the student was procured as a result of any misrepresentation in promotion materials of the school, or representation made by an owner or employee of the school. All refunds will be completed within 30 days after the effective date of enrollment termination. Refunds will not be given to any student after the student has successfully registered in a course or courses, as once registered, student has access to the registered courses.  In hardship cases, OnlineEd may issue a refund at its sole discretion. OnlineEd does not issue retroactive partial refunds for courses that are subsequently discounted or put on sale after a student makes a purchase.

Prerequisites

This course has no prerequisites.

DRE Disclaimer

This course is approved for continuing education credit by the California Department of Real Estate. However, this approval does not constitute an endorsement of the views or opinions that are expressed by the course sponsor, instructor, authors or lecturers.

OnlineEd Disclaimer

The California Department of Real Estate does not approve nor endorse any of the forms used in this course with the exception of those prescribed by State and Federal Law. While this publication is designed to be accurate information about the subject matter it covers, it is sold with the understanding that the distributor, author, and publisher are not engaged in rendering legal, accounting, or other professional advice. If such advice or other expert assistance is required, the services of a competent professional should be sought. The recipient is cautioned to check with their managing supervisor before acting on any suggestion or recommendation, or before using any sample form contained herein.

Course Evaluation:

After completing this course you are encouraged to complete the California Department of Real Estate's online course evaluation form. You can access this evaluation at http://www.calbre.ca.gov/files/pdf/forms/re318a.pdf.

This course will remain available to students for 365 days after purchase.

Ethics

DRE Sponsor Number: 4056

Hours Provided: 3

Category: Ethics

Download General Information Page

Course Goals:

The course emphasizes that the standards of ethical conduct in the practice of real estate are based upon the National Association of REALTORS® Code of Ethics and Standards of Practice and upon federal and state laws governing conduct applicable to the practice of real estate. The concept of misrepresentation and all of its implications to the daily practice of real estate is discussed in detail. This course is an article-by-article dissection of the Code of Ethics, organized in three major topic areas:

  1. The licensee's ethical conduct with respect to clients and customers
  2. The licensee's duty to the public
  3. The licensee's duties to fellow REALTORS®.

A detailed discussion of specific ethical conduct under each of these three general categories will give the licensee an excellent basis upon which to conduct an ethical practice of real estate.

NAR members are required to complete 2.5 hours of Ethics training every two years. This course qualifies towards your good membership standing with NAR.

Delivery

This is a correspondence course provided via the internet. The course material is made available as an electronic download after registration. After studying the material, students will need to complete an online quiz for each chapter and pass an online final exam at the end of the course.

No other method of taking or completing this course is allowed.

Course Materials

This course is composed of 3 hours of reading material. The course is divided into several segments with review quizzes at the end of each segment. The course is delivered in a downloadable Adobe PDF format and may be read on any compatible computer or mobile device. All testing must be taken online.

The course authors are Harlow Spaan, Jeff Sorg, and the OnlineEd staff. Copyright 2005-2018. This course may not be reproduced in any form without written permission of OnlineEd.

At the end of the course a final examination is required. The final examination consists of 15 multiple choice questions. A test score of 70% or greater is required for course completion. The final examination is not downloadable or printable.

The final exam has a time limit of one minute per question served, for a total of 15 minutes available for the final exam as required by current California Bureau of Real Estate regulations.

DRE requirements allow for ONE re-take of a failed final exam. A second failure will result in a failing score for the entire course and it must be purchased again for credit.

The content of the course is written by Sorg & Spaan, LLC, copyright 2005-2018, and published as "Ethics" by OnlineEd, Inc.

Course Details

This course provides 3 hours of continuing education in the category of Ethics.

Course Identification Statement

In order to verify your identity, you will be asked to provide at the time of enrollment and again prior to taking the final examination certain information to verify your identity. Among the types of identification that may be asked for are your current California driver's license, current identification permitted under the California Vehicle Code, or any identification issued to you by a governmental agency or a recognized real estate related trade organization that was issued within the immediately preceding five years that bears your photograph, signature, and identification number. In addition, you will also be asked to provide answers to additional security questions, the answers to which are unique to you.

Refunds

All tuition and fees paid for the course are due and refundable when: (A) the course of instruction is discontinued by OnlineEd and such discontinuation has prevented a student from completing the course, or (B) the enrollment of the student was procured as a result of any misrepresentation in promotional materials by the school or its employees, All refunds will be completed within 30 days after the effective date of termination of enrollment. Refunds will not be given to any student after the student has successfully registered in a course and has been provided access to the course materials.

Prerequisites

This course has no prerequisites.

DRE Disclaimer

This course is approved for continuing education credit by the California Department of Real Estate. However, this approval does not constitute an endorsement of the views or opinions that are expressed by the course sponsor, instructor, authors or lecturers.

OnlineEd Disclaimer

The California Department of Real Estate does not approve nor endorse any of the forms used in this course with the exception of those prescribed by State and Federal Law. While this publication is designed to be accurate information about the subject matter it covers, it is sold with the understanding that the distributor, author, and publisher are not engaged in rendering legal, accounting, or other professional advice. If such advice or other expert assistance is required, the services of a competent professional should be sought. The recipient is cautioned to check with their managing supervisor before acting on any suggestion or recommendation, or before using any sample form contained herein.

Course Evaluation:

After completing this course you are encouraged to complete the California Department of Real Estate's online course evaluation form. You can access this evaluation at http://www.calbre.ca.gov/files/pdf/forms/re318a.pdf.

Course Provider Complaint Statement

A course provider complaint form is available on the California Department of Real Estate (CalBRE) website at www.dre.ca.gov. Access this form by typing in "RE 340" in the search box located in the upper right corner of the home page. An informational form regarding course provider complaints, "RE 340A" is also available.

This course will remain available to students for 365 days after purchase.

Managing Risk For Profit

DRE Sponsor Number: 4056

Hours Provided: 6

Category: Risk Management

Download General Information Page

Course Goals:

This course is designed to demonstrate that risk management should be viewed as a positive strategy that will provide for increased profits. Any risk that develops into a problem will necessarily cost money to solve. The course introduces the student to the concept of risk and potential consequences that risk presents if not managed properly. The student is introduced to the three main areas of legal liability: contract, tort and violation of law. Then the specific major areas of risk are discussed in detail. These risks are grouped for discussion purposes under agency, fair housing, environmental issues and anti-trust law. The course also provides the student with a strategy, which if followed, will assist the licensee in minimizing risk and thereby increasing profit.

Delivery

This is a correspondence course provided via the internet. The course material is made available as an electronic download after registration. After studying the material, students will need to complete an online quiz for each chapter and pass an online final exam at the end of the course.

No other method of taking or completing this course is allowed.

Course Materials:

This course provides 6 hours of continuing education credit with 6 hours applying to the category of risk management.

This course is broken into several segments with a review quiz after each. The final exam consists of 20 multiple choice questions and requires 70% to pass.

The final exam has a time limit of one minute per question served, for a total of 20 minutes available for the final exam as required by current California Bureau of Real Estate regulations.

DRE requirements allow for ONE re-take of a failed final exam. A second failure will result in a failing score for the entire course and it must be purchased again for credit.

The content of the course is written by Sorg & Spaan, LLC, copyright 2005-2018, and published as "Managing Risk for Profit" by OnlineEd, Inc.

Course Details:

This course provides 6 hours of continuing education in the category of Risk Management.

Course Identification Statement

In order to verify your identity, you will be asked to provide at the time of enrollment and again prior to taking the final examination certain information to verify your identity. Among the types of identification that may be asked for are your current California driver's license, current identification permitted under the California Vehicle Code, or any identification issued to you by a governmental agency or a recognized real estate related trade organization that was issued within the immediately preceding five years that bears your photograph, signature, and identification number. In addition, you will also be asked to provide answers to additional security questions, the answers to which are unique to you.

Refund Policy

All tuition and fees paid for the course are refundable when: (a) the course of instruction is discontinued by OnlineEd and such discontinuation has prevented a student from completing the course; or (b) the enrollment of the student was procured as a result of any misrepresentation in promotion materials of the school, or representation made by an owner or employee of the school. All refunds will be completed within 30 days after the effective date of enrollment termination. Refunds will not be given to any student after the student has successfully registered in a course or courses, as once registered, student has access to the registered courses.  In hardship cases, OnlineEd may issue a refund at its sole discretion. OnlineEd does not issue retroactive partial refunds for courses that are subsequently discounted or put on sale after a student makes a purchase.

Prerequisites

This course has no prerequisites.

DRE Disclaimer

This course is approved for continuing education credit by the California Department of Real Estate. However, this approval does not constitute an endorsement of the views or opinions that are expressed by the course sponsor, instructor, authors or lecturers.

OnlineEd Disclaimer

The California Department of Real Estate does not approve nor endorse any of the forms used in this course with the exception of those prescribed by State and Federal Law. While this publication is designed to be accurate information about the subject matter it covers, it is sold with the understanding that the distributor, author, and publisher are not engaged in rendering legal, accounting, or other professional advice. If such advice or other expert assistance is required, the services of a competent professional should be sought. The recipient is cautioned to check with their managing supervisor before acting on any suggestion or recommendation, or before using any sample form contained herein.

Course Evaluation:

After completing this course you are encouraged to complete the California Department of Real Estate's online course evaluation form. You can access this evaluation at http://www.calbre.ca.gov/files/pdf/forms/re318a.pdf.

This course will remain available to students for 365 days after purchase.

Environmental Issues in Residential Real Estate

DRE Sponsor Number: 4056

Hours Provided: 12

Category: Consumer Protection

Download General Information Page

Course Goals:

This course is designed to give the licensee a comprehensive understanding of the many environmental issues that frequently arise in today's residential real estate transaction. A discussion of lead, asbestos, radon, molds and fungi, VOCs, potable water supply, clandestine drug labs, and underground storage tanks informs the student of the nature of the environmental hazard, the methods available to detect the hazard, and possible abatement methods and procedures.Included in the discussion of each environmental hazard are practice tips which will assist the licensee in dealing with the specific hazard in the residential transaction.

Delivery

This is a correspondence course provided via the internet. The course material is made available as an electronic download after registration. After studying the material, students will need to complete an online quiz for each chapter and pass an online final exam at the end of the course.

No other method of taking or completing this course is allowed.

Course Materials:

This course contains approximately 12 hours of reading materials which includes approximately 118 pages of course text material along with approximately 40 pages of the California Department of Health Service's Residential Environmental Hazards: A guide for Homeowners, Homebuyers, Landlords and Tenants, the Residential Earthquake Hazards Report, and the EPA's 19-page Protect Your Family From Lead in Your Home booklet. The course is divided into nine segments. Review quizzes are at the end of each segment.

A final examination is required at the end of the course. The final examination consists of 30 multiple choice questions. A test score of 70% or greater is required for course completion. The final examination is not downloadable or printable. 

The final exam has a time limit of one minute per question served, for a total of 30 minutes available for the final exam as required by current California Bureau of Real Estate regulations.

DRE requirements allow for ONE re-take of a failed final exam. A second failure will result in a failing score for the entire course and it must be purchased again for credit.

The course materials are delivered in PDF format. The course may also be read on an iPad, Kindle, or other compatible mobile device. All incremental testing and final exams must be taken online.

The content of the course is written by Sorg & Spaan, LLC, copyright 2005-2018, and published as "Environmental Issues in Residential Real Estate" by OnlineEd, Inc.

The Residential Environmental Hazards booklet is produced by the California Department of Health Services and bears a 2005 copyright date. The Protect Your Family booklet is produced by the U.S. Environmental Protection Agency, version September 2013.

Course Details:

This course provides 12 hours of continuing education in the category of Consumer Protection.

Course Identification Statement

In order to verify your identity, you will be asked to provide at the time of enrollment and again prior to taking the final examination certain information to verify your identity. Among the types of identification that may be asked for are your current California driver's license, current identification permitted under the California Vehicle Code, or any identification issued to you by a governmental agency or a recognized real estate related trade organization that was issued within the immediately preceding five years that bears your photograph, signature, and identification number. In addition, you will also be asked to provide answers to additional security questions, the answers to which are unique to you.

Refunds

All tuition and fees paid for the course are due and refundable when: (a) the course of instruction is discontinued by OnlineEd and such discontinuation has prevented a student from completing the course; OR (b) the enrollment of student was procured as a result of any misrepresentation in promotion materials of the school, or representation made by an owner or employee of the school. All refunds will be completed within 30 days after the effective date of enrollment termination. Refunds will not be given to any student after the student has successfully registered in a course or courses, as once registered, student has access to the registered courses.

Prerequisites

This course has no prerequisites.

DRE Disclaimer

This course is approved for continuing education credit by the California Department of Real Estate. However, this approval does not constitute an endorsement of the views or opinions that are expressed by the course sponsor, instructor, authors or lecturers.

OnlineEd Disclaimer

The California Department of Real Estate does not approve nor endorse any of the forms used in this course with the exception of those prescribed by State and Federal Law. While this publication is designed to be accurate information about the subject matter it covers, it is sold with the understanding that the distributor, author, and publisher are not engaged in rendering legal, accounting, or other professional advice. If such advice or other expert assistance is required, the services of a competent professional should be sought. The recipient is cautioned to check with their managing supervisor before acting on any suggestion or recommendation, or before using any sample form contained herein.

Course Evaluation:

After completing this course you are encouraged to complete the California Department of Real Estate's online course evaluation form. You can access this evaluation at http://www.calbre.ca.gov/files/pdf/forms/re318a.pdf.

This course will remain available to students for 365 days after purchase.

Trust Funds

DRE Sponsor Number: 4056

Hours Provided: 3

Category: Trust Funds

Download General Information Page

Course Goals:

This course is designed to give the licensee a comprehensive understanding of California law relating to the handling of client trust funds. The concept of trust funds is discussed along with the rules and regulations relating to the handling of such trust funds. Specific attention is focused on the trust fund account and the liability associated with managing the account.

Particular attention is placed on trust fund violations relating to commingling and trust fund conversion. A detailed discussion of the various types of permitted trust fund accounting records is presented along with suggested good record keeping procedures.

Since the majority of California Department of Real Estate (DRE) audit violations relate to trust funds, a great deal of attention is focused on the DRE audit and the possible penalties for violation of the California Real Estate Law and the Commissioner's Regulations relating to trust funds.

Finally, the student is presented with a series of trust fund transactions in the form of a case study. The case study outlines the various steps in properly recording the trust fund transactions and demonstrates how the transactions are entered on DRE columnar system forms. Once a student has completed this course, a working knowledge of trust fund handling and record keeping requirements will assist the student in staying in compliance with the California trust funds laws.

Delivery

This is a correspondence course provided via the internet. The course material is made available as an electronic download after registration. After studying the material, students will need to complete an online quiz for each chapter and pass an online final exam at the end of the course.

No other method of taking or completing this course is allowed.

Course Materials:

The course contains 3 hours of reading material. The course is divided into several segments with review quizzes at the end of each segment.

At the end of the course, a final examination is required. The final examination consists of 15 multiple choice questions. A test score of 70% or greater is required for course completion. The final examination is not downloadable or printable.

The final exam has a time limit of one minute per question served, for a total of 15 minutes available for the final exam as required by current California Bureau of Real Estate regulations.

DRE requirements allow for ONE re-take of a failed final exam. A second failure will result in a failing score for the entire course and it must be purchased again for credit.

The content of the course is written by Sorg & Spaan, LLC, copyright 2005-2018, and published as "Trust Funds" by OnlineEd, Inc.

Course Details:

This course provides 3 hours of continuing education in the category of Trust Funds.

Course Identification Statement

In order to verify your identity, you will be asked to provide at the time of enrollment and again prior to taking the final examination certain information to verify your identity. Among the types of identification that may be asked for are your current California driver's license, current identification permitted under the California Vehicle Code, or any identification issued to you by a governmental agency or a recognized real estate related trade organization that was issued within the immediately preceding five years that bears your photograph, signature, and identification number. In addition, you will also be asked to provide answers to additional security questions, the answers to which are unique to you.

Refund Policy

All tuition and fees paid for the course are refundable when: (a) the course of instruction is discontinued by OnlineEd and such discontinuation has prevented a student from completing the course; or (b) the enrollment of the student was procured as a result of any misrepresentation in promotion materials of the school, or representation made by an owner or employee of the school. All refunds will be completed within 30 days after the effective date of enrollment termination. Refunds will not be given to any student after the student has successfully registered in a course or courses, as once registered, student has access to the registered courses.  In hardship cases, OnlineEd may issue a refund at its sole discretion. OnlineEd does not issue retroactive partial refunds for courses that are subsequently discounted or put on sale after a student makes a purchase.

Prerequisites

This course has no prerequisites.

DRE Disclaimer

This course is approved for continuing education credit by the California Department of Real Estate. However, this approval does not constitute an endorsement of the views or opinions that are expressed by the course sponsor, instructor, authors or lecturers.

OnlineEd Disclaimer

The California Deprtment of Real Estate does not approve nor endorse any of the forms used in this course with the exception of those prescribed by State and Federal Law. While this publication is designed to be accurate information about the subject matter it covers, it is sold with the understanding that the distributor, author, and publisher are not engaged in rendering legal, accounting, or other professional advice. If such advice or other expert assistance is required, the services of a competent professional should be sought. The recipient is cautioned to check with their managing supervisor before acting on any suggestion or recommendation, or before using any sample form contained herein.

Course Evaluation:

After completing this course you are encouraged to complete the California Department of Real Estate's online course evaluation form. You can access this evaluation at http://www.calbre.ca.gov/files/pdf/forms/re318a.pdf.

This course will remain available to students for 365 days after purchase.

Advanced Contract Law

DRE Sponsor Number: 4056

Hours Provided: 4

Category: Consumer Services

Download General Information Page

Course Goals:

All licensees involved in the practice of real estate are necessarily involved in the preparation and negotiation of contracts. This advanced contract law course builds upon the basic principles of contract law. In this advanced contracts course, the licensee will build upon their basic contract law knowledge to include concepts beyond the basics. The licensee will be introduced to the numerous problems which may arise in the formation, interpretation, and performance of a contract which may affect its validity. The licensee will also learn how the concepts of assignment and delegation may apply to a real estate related contract.

Conditions and contingencies are involved in most real estate transactions. In the discussion of conditions and contingencies the licensee will be introduced to how conditions impact most contracts. The licensee will also learn how to draft contingencies and their implications in the typical real estate transaction.

Finally, the licensee will be introduced to the concept of breach of contract and will learn the resulting consequences of a contract breach along with the many possible remedies available to the injured party. The licensee will also be introduced to the concept of tort liability as it applies to the breach of contracts and its impact on potential litigation in which a licensee may become involved.

Delivery:

This is a correspondence course provided via the internet. The course material is made available as an electronic download after registration. After studying the material, students will need to complete an online quiz for each chapter and pass an online final exam at the end of the course.

No other method of taking or completing this course is allowed.

Course Materials:

The course contains approximately 4 hours of reading material. The course is divided into four sections. Review quizzes are at the end of each of the course segments.

A final examination is required at the end of the course. The final examination consists of 15 multiple choice questions. A test score of 70% or greater is required for course completion. The final examination is not downloadable or printable.

The final exam has a time limit of one minute per question served, for a total of 15 minutes available for the final exam. If the final exam is not completed within the allowed time, the test will be marked as failed and incomplete.

CalBRE requirements allow for ONE re-take of a failed final exam. Retake exams will consist of different questions than those serviced on the first attempt. A second failure will result in a failing score for the entire course and it must be purchased again for credit. 

The content of the course is written by Sorg & Spaan, LLC and published by OnlineEd, Inc.

Course Details:

This course provides 4 hours of continuing education in the category of Consumer Services.

Course Identification Statement

In order to verify your identity, you will be asked to provide at the time of enrollment and again prior to taking the final examination certain information to verify your identity. Among the types of identification that may be asked for are your current California driver's license, current identification permitted under the California Vehicle Code, or any identification issued to you by a governmental agency or a recognized real estate related trade organization that was issued within the immediately preceding five years that bears your photograph, signature, and identification number. In addition, you will also be asked to provide answers to additional security questions, the answers to which are unique to you.

Refunds

All tuition and fees paid for the course are due and refundable when: (A) the course of instruction is discontinued by OnlineEd and such discontinuation has prevented a student from completing the course, or (B) the enrollment of the student was procured as a result of any misrepresentation in promotional materials by the school or its employees, All refunds will be completed within 30 days after the effective date of termination of enrollment. Refunds will not be given to any student after the student has successfully registered in a course and has been provided access to the course materials.

Prerequisites

This course has no prerequisites.

CalBRE Disclaimer

This course is approved for continuing education credit by the California Bureau of Real Estate. However, this approval does not constitute an endorsement of the views or opinions that are expressed by the course sponsor, instructor, authors or lecturers.

OnlineEd Disclaimer

The California Bureau of Real Estate does not approve nor endorse any of the forms used in this course with the exception of those prescribed by State and Federal Law. While this publication is designed to be accurate information about the subject matter it covers, it is sold with the understanding that the distributor, author, and publisher are not engaged in rendering legal, accounting, or other professional advice. If such advice or other expert assistance is required, the services of a competent professional should be sought. The recipient is cautioned to check with their managing supervisor before acting on any suggestion or recommendation, or before using any sample form contained herein.

Course Evaluation:

After completing this course you are encouraged to complete the California Bureau of Real Estate's online course evaluation form. You can access this evaluation at http://www.calbre.ca.gov/files/pdf/forms/re318a.pdf.

This course will remain available to students for 365 days after purchase.

Broker Management and Supervision of Salespersons

DRE Sponsor Number: 4056

Hours Provided: 3

Category: Management and Supervision

Download General Information Page

Course Description

California real estate law requires responsible brokers to supervise the activities of the salespersons associated with the broker's license. As of January 1, 2016, all California real estate brokers who are renewing their broker license must complete a three-hour course on the management of real estate offices and the supervision of real estate licensed activities. The required course is to re-enforce the broker's supervisory role as well as remind the broker of the extra duties that come with the responsibility. 

This course will cover three important topics that brokers must be aware of:

  1. their managerial position over the salespersons in their office,
  2. fair housing laws that brokers must ensure their salespersons are in compliance with, and
  3. the importance of properly maintaining funds that belong to others (i.e., trust funds).

Real estate salespersons who are renewing their license for the second or subsequent time must also take a course in Management and Supervision. This can be completed by taking an Eight Hour Survey course that contains the required category or by taking six separate 3-hour courses in each of the required categories (Ethics, Agency, Trust Funds, Fair Housing, Risk Management, and Management and Supervision).

Delivery

This is a correspondence course provided via the Internet. The course material is made available as an electronic download after registration. After studying the material, students will need to complete an online quiz for each chapter and pass an online final exam at the end of the course.

No other method of taking or completing this course is allowed.

Course Materials

This course is composed of 3 hours of reading material. The course is divided into three segments with online review quizzes at the end of each segment. The course is delivered in a downloadable PDF format and may be read on any compatible computer, tablet, or mobile device. All testing must be taken online.

A final exam is required at the end of the course. The final examination consists of 15 multiple choice questions. A minimum exam score of 70% is required before being issued course completion credit. The final examination is not downloadable or printable.

The final exam has a time limit of one minute per question served, for a total of 15 minutes available for the final exam as required by current California Bureau of Real Estate regulations.

DRE requirements allow for ONE re-take of a failed final exam. A second failure will result in a failing score for the entire course, and the course must be purchased again for credit.

The content of the course is written by Sorg & Spaan, LLC, copyright 2005-2017, and published by OnlineEd, Inc.

Course Details

This course provides 3 hours of continuing education in the category of Management and Supervision.

Course Identification Statement

In order to verify your identity, at the time of enrollment you will be asked for certain information to verify your identity. Among the types of identification that may be asked for are your current California driver's license, current identification permitted under the California Vehicle Code, or any identification issued to you by a governmental agency or a recognized real estate related trade organization that was issued within the immediately preceding five years that bears your photograph, signature, and identification number.

In addition, you will also be asked to provide answers to three security questions, the answers to which are unique to you and your account. You must answer the three security questions correctly before accessing the final exam.

Refunds

All tuition and fees paid for the course are due and refundable when: (A) the course of instruction is discontinued by OnlineEd and such discontinuation has prevented a student from completing the course, or (B) the enrollment of the student was procured as a result of any misrepresentation in promotional materials by the school or its employees, All refunds will be completed within 30 days after the effective date of termination of enrollment. Refunds will not be given to any student after the student has successfully registered in a course and has been provided access to the course materials.

Prerequisites

This course has no prerequisites.

DRE Disclaimer

This course is approved for continuing education credit by the California Department of Real Estate. However, this approval does not constitute an endorsement of the views or opinions that are expressed by the course sponsor, instructor, authors or lecturers.

OnlineEd Disclaimer

The California Department of Real Estate does not approve nor endorse any of the forms used in this course with the exception of those prescribed by State and Federal Law. While this publication is designed to be accurate information about the subject matter it covers, it is sold with the understanding that the distributor, author, and publisher are not engaged in rendering legal, accounting, or other professional advice. If such advice or other expert assistance is required, the services of a competent professional should be sought. The recipient is cautioned to check with their managing supervisor before acting on any suggestion or recommendation, or before using any sample form contained herein.

Course Evaluation

After completing this course you are encouraged to complete the California Department of Real Estate's online course evaluation form. You can access this evaluation at http://www.calbre.ca.gov/files/pdf/forms/re318a.pdf.

This course will remain available to students for 365 days after purchase.

8 Hour SAFE Comprehensive: 2018 Originator Essentials Additional video content is included

DRE Sponsor Number: 4056

NMLS Course ID: 7897

NMLS Sponsor ID: 1400327

Hours Provided: 8

Category: Consumer Protection

View Course Syllabus

This continuing education course provides 8 hours of credit for both:

  • Mortgage loan originator license renewal through the NMLS, and
  • Real estate license renewal through the California Department of Real Estate (DRE).

This course does not provide the 1-hour elective required of persons licensed through the California Department of Business Oversight (DBO), however this is available as a separate package for those that need it.

This course is approved by the NMLS and by the California DRE.

Please read the included syllabus / general information page for full details before making your purchase.

Delivery

This course is delivered entirely via the internet. Students will need to complete an online quiz for each chapter and pass an online final exam at the end of the course.

No other method of taking or completing this course is allowed.

Completion Requirements

This is an online mastery-based course. Students must complete all reading assignments, media activities, and pass incremental assessments in order to make progress.

Online, timed, and active participation is required to apply the learned material to case study material. Each module has a  section quizzes as well as short questions throughout each section. The section quizzes require a 80% or higher score to proceed on to the next level of the course. Tests are graded automatically upon student submission.

Completion of the course requires passing an online final examination of 25 multiple choice questions with a minimum score of 70%. Students will be allotted 25 minutes to complete the final exam. Course credit will not be issued until the final exam has been successfully passed. If the first final exam attempt is failed, students may take a second attempt with a different bank of questions. Failure to pass the second attempt will result in a failed grade and no course credit may be given.

The course is expected to take at least 8 clock hours to complete. Seat-time is monitored and students are expected to be interacting with the system at all times.

Course Activities

This online course contains segments that include reading, video, questions, quizzes, and a final exam. Students are expected to interact and complete all activities to make course progress.

Students are be provided with the course content online. Each section will provide an overview of the regulation or loan program followed by examples and interactive activities to help students better understand each lesson. Students will be tested throughout each section to determine if they are meeting the objectives of each section and developing a working knowledge that will help them to successfully use what they are learning.

The content of the course is written by Sorg & Spaan, LLC, copyright 2018, and published as "8 Hour SAFE Comprehensive: 2018 Originator Essentials" by OnlineEd, Inc.

Issuance of Credit

This course provides 8 hours of continuing education in the California DRE category of Consumer Protection.

After successfully passing the final exam, OnlineEd will notify the Nationwide Mortgage Licensing System (NMLS) that the continuing eduction has been completed by the student. It is OnlineEd policy to have credit uploaded to the NMLS by the end of the following business day.

The student will have a printable course completion certificate available after passing the course final exam. The certificate is for the student's personal records and is not confirmation that the NMLS has received the notification that the student has completed the course final exam.

A California DRE-approved certificate will be issued for successful completion of the course. Students are responsible for renewing their own license with the California DRE.

Technical Requirements

Students only need a computer with a functioning and accessible Internet connection. This course works on all modern browsers including Microsoft Internet Explorer, Google Chrome, Mozilla Firefox, Apple Safari, and Opera. Students are responsible for internet access service charges.

Course Description

This course will instruct mortgage loan originators on a number of regulations that they will have to comply with while taking part in their mortgage loan origination activities. Rules, such as those implemented by the Dodd-Frank Wall Street Reform and Consumer Protection Act, are set in place to protect the interest and well-being of consumers who apply for mortgages to purchase or refinance their properties. To ensure that their business practices satisfy the regulations adopted by federal laws, mortgage loan originators need to keep current on the guidelines published by entities such as the Consumer Financial Protection Bureau (CFPB).

In the first module of this course we'll discuss the federal laws that regulate the mortgage industry. Our attention will first be focused on the Truth in Lending Act (12 CFR Part 1026 [Regulation Z]). The second topic focuses on the Real Estate Settlement Procedures Act (12 CFR 1024 [Regulation X]). These two federal laws are designed to protect the consumer when going through the process of applying for and obtaining credit.

The second module is written with a focus on consumer protection and proper mortgage advertising practices as defined by the CFPB's Mortgage Acts and Practices Advertising Rule (MAP Rule), the advertisement regulations of TILA and RESPA, and the FTC Advertising Rules. In this module you'll be provided with a better understanding of laws that protect consumers from untruthful mortgage advertising.

The third module will review the compliance requirements of the Bank Secrecy Act in regards to Anti-Money Laundering and the reporting of Suspicious Activity. It is designed to fulfill the training requirements of the Bank Secrecy Act (BSA) 31 CFR § 1010 and § 1029.

The fourth module covers unique mortgage product solutions for unique customers. We'll cover several non-traditional mortgages such as the 203(k) rehabilitation loan from FHA, several energy efficient loan products, and Fannie Mae's HomeReady® Mortgage Program.

The fifth module reviews various fair lending laws such as the Equal Credit Opportunity Act (ECOA) and federal fair housing laws. It is important for us to understand the fair lending laws that govern the mortgage business to remain in compliance and to fully understand fair lending practices. 

Topics and Learning Objectives

This course consists of five sections:

  1. Federal Laws That Regulate Lending – TILA and RESPA

  2. Ethical Mortgage Advertisement Practices

  3. Complying With the BSA/AML SAR Filing Requirements

  4. Non-traditional Mortgage Products

  5. Fair Lending in Today's Market

Total study time: 8 hours

Module 1: Federal Laws that Regulate Lending – TILA and RESPA

Study Time: 3 clock hours (150 minutes of federal law)

  • Introduction to TILA (100 minutes)

  • Introduction to RESPA (50 minutes)

Title I of the Consumer Credit Protection Act, known as the Truth in Lending Act (TILA), was first enacted in 1968. The provisions of TILA are implemented by Regulation Z. The Real Estate Procedures Act was enacted in 1976, and its provisions are implemented by Regulation X. These two federal laws help consumers better understand the financial terms they are obligating themselves to. TILA requires creditors to issue a good faith estimate of costs associated with the credit being offered, while RESPA discloses the costs of settlement services and prohibits unethical kickbacks between mortgage licensees. This module will outline both of these federal regulations.

Module 1 Objectives

When you have completed this module, you will be able to:

  • Describe the transactions that are exempt from Truth in Lending Act regulations.

  • Explain the purpose of the Real Estate Settlement Procedures Act

  • Review what is and is not considered to be a permissible finance charge.

  • Outline the Truth In Lending Act regulations regarding open-end credit and closed-end credit.

  • Identify the kinds of promotions the TILA consider to be advertisements, including prohibited acts when advertising mortgage services.

  • Summarize the acts that would require issuing a revised Loan Estimate or Closing Disclosure.

  • Recognize the RESPA liabilities when dealing with Marketing Service Arrangements

  • Describe the loss mitigation procedures that loan services must comply with under RESPA

Module 2: Ethical Mortgage Advertisement Practices

Study Time: 1.5 clock hours (75 minutes of ethics, fraud, and consumer protection)

  • The Mortgage Acts and Practices Advertising Rule (40 minutes)

  • TILA and RESPA Advertising Rules (15 minutes)

  • FTC Advertising Rules and Case Study (20 minutes)

This module is written with a focus on consumer protection. Most, if not all of the regulations of the mortgage and banking industry are implemented to protect the consumer. In this module you'll be provided with a better understanding of laws that protect consumers from untruthful mortgage advertising. Understanding what you can and cannot do in regard to advertising loan products is vital when dealing with the public and promoting your services. As an advocate for your customer it is up to you to be diligent in your understanding of the laws and regulations affecting our industry, how they affect you in your business, and how to adhere to them for compliance and consumer protection.

Module 2 Objectives

When you have completed this module, you will be able to:

  • Identify the Consumer Financial Protection Bureau's rules on mortgage advertising, including the scope, definitions, and prohibited representations for mortgage loan promotional advertising.

  • Give examples of statements used in mortgage lending advertising that may be in violation of the CFPB's advertising rules.

  • Recognize the difference between the CFPB advertising rules and the rules set forth in the Truth in Lending Act.

  • Describe the restrictions on kickbacks and referral fees outlined in the Real Estate Settlement Procedures Act.

  • Explain the Federal Trade Commission's rules regarding advertised endorsements.

  • Recognize the importance of consumer privacy protection rules by understanding the national Do Not Call registry and the CAN-SPAM Act.

Module 3: Complying With the BSA/AML SAR Filing Requirements

Study Time: 0.5 clock hours (25 minutes of ethics, fraud, and consumer protection)

This module will review the compliance requirements of the Bank Secrecy Act in regards to Anti-Money Laundering and the reporting of Suspicious Activity. We will outline the anti-money laundering compliance requirements and reinforce your knowledge of your requirements to report suspicious financial activity. The topic of failing to comply with BSA/AML SARs filing requirements is required study by all mortgage licensees for their 2018 NMLS renewal.

Module 3 Objectives

When you have completed this module, you will be able to:

  • identify the stages of money laundering

  • outline the process of authenticating a customer's identity at the point of establishing a relationship or account with the customer

  • describe the information that should be included on a preliminary suspicious activity report

  • review the process a compliance officer must follow to file a suspicious activity report (SAR) with FinCEN

  • list various red flags that could imply fraud in the transaction

  • recognize the penalties for not complying with SAR filing requirements

Module 4: Non-traditional Mortgage Products

Study Time: 2 clock hours (100 minutes of non-traditional mortgage)

  • The FHA 203(k) – A Program for Property Rehabilitation (30 minutes)

  • Energy Efficient Mortgage Programs (45 minutes)

  • Fannie Mae's HomeReady® Loan Program (25 minutes)

Besides a traditional conventional loan product, there are other options available when it comes to rehabilitating a home for purchase and refinance that may more perfectly fit the rehab loan needs of the borrower. This module will explain several non-traditional mortgage products, exploring other options available to borrowers such as the Federal Housing Administration's 203(k) property rehabilitation loan, four types of energy efficient mortgage products, and the Fannie Mae HomeReady® rehab loan product.

Module 4 Objectives

When you have completed this module, you will be able to:

  • Describe the guideline for the FHA 203(k) rehabilitation loan product

  • Recognize the qualified improvement differences between the standard 203(k) and the limited 203(k)

  • Paraphrase the purpose of energy efficient mortgages (EEMs)

  • Review four EEM programs: the FHA EEM, the VA EEM, the Fannie Mae HomeStyle® Energy Mortgage, and the Property Assessed Clean Energy (PACE) Program

  • Outline Fannie Mae's rehabilitation mortgage product, the HomeReady Mortgage program

Module 5: Fair Lending in Today's Market

Study Time: 1 clock hour (50 minutes elective topic)

All mortgage lenders, mortgage loan originators, and all who are involved in the mortgage lending industry are subject to various state and federal fair lending laws. It is important for us to understand the laws that govern the mortgage business in order to remain in compliance and to fully understand fair lending practices. This module will cover the various requirements in place to remain in compliance with fair lending laws and protect consumers, your company, and yourself from discriminatory lending practices.

Module 5 Objectives


When you have completed this module, you will be able to:

  • Identify discriminatory practices in the mortgage industry.

  • List classes that are protected from discrimination.

  • Define what is required to provide fair lending in the mortgage industry.

NMLS ID Required

You must have an NMLS ID to receive credit for this course. You will need this number before you begin the course.

If you already have an NMLS ID but don't remember what it is:

  • Login into NMLS

  • Click on the Composite View tab.

  • Click View Individual on the sub-header row.

  • The number that appears in parentheses after your name is your NMLS ID number.

If you do not have an NMLS ID and need to obtain one, use the instructions available in the NMLS Resource Center

Policies on Cheating and Misrepresentation

Misrepresentation of personal identity is strictly forbidden for all OnlineEd courses. Falsifying personal information, forgery, and misrepresentation may result in immediate suspension. Additional actions by state and federal agencies may include loss or suspension of a license, failure to grant a license, fees, or criminal prosecution.

Cheating on courses that supply completion certificates, designations, or official credit is not tolerated. OnlineEd is not obligated to continue to furnish credit or continued support for students caught cheating on any part of the coursework or testing.

Breaks

Students are free to stop for a break at any time during the course for any length of time. Progress in the course is saved automatically. Breaks and periods of inactivity will not count towards the required seat time. Students will automatically be logged out after 6 minutes of inactivity and the inactive time will not count towards seat time.

Availability

This online course is available all day, every day after enrollment unless there is scheduled system maintenance. Courses are made available to students immediately upon purchase. Instructor and technical support are available during normal office hours of 9:00 am to 5:00 pm Pacific Standard Time on Monday through Friday, excluding holidays. Online access to this course is available for 365 days from the enrollment date unless stated otherwise.

If this course is not completed within the given amount of time, a reinstatement fee may be charged. Course content will continue to be available to students after course completion.

Instructor Support

Students will be assigned a course instructor at registration. Students may contact the course instructor by email if they have questions regarding the course content. Technical support questions should be directed to OnlineEd, Inc. and not to the instructor. Students are not required to use this service. OnlineEd reserves the right to refuse instructor support to students that abuse this service.

Refund Policy

All tuition and fees paid for the course are refundable when: (a) the course of instruction is discontinued by OnlineEd and such discontinuation has prevented a student from completing the course; or (b) the enrollment of the student was procured as a result of any misrepresentation in promotion materials of the school, or representation made by an owner or employee of the school. All refunds will be completed within 30 days after the effective date of enrollment termination. Refunds will not be given to any student after the student has successfully registered in a course or courses, as once registered, student has access to the registered courses. In hardship cases, OnlineEd may issue a refund at its sole discretion. OnlineEd does not issue retroactive partial refunds for courses that are subsequently discounted or put on sale after a student makes a purchase.

Cancellations

Cancellation requires no notification and students may discontinue the course at any time.

Rebates

OnlineEd may honor post-sale rebate requests for differences in product pricing due to promotions or coupons only if the request is made within 3 business days of purchase. OnlineEd will not honor rebate requests for any products after 3 business days of purchase and will not price-match any competitor's products after a purchase is completed

Course Identification Statement

In order to verify your identity, you will be asked to provide at the time of enrollment and again prior to taking the final examination certain information to verify your identity. Among the types of identification that may be asked for are your current California driver's license, current identification permitted under the California Vehicle Code, or any identification issued to you by a governmental agency or a recognized real estate related trade organization that was issued within the immediately preceding five years that bears your photograph, signature, and identification number. In addition, you will also be asked to provide answers to additional security questions, the answers to which are unique to you.

Prerequisites

This course has no prerequisites.

DRE Disclaimer

This course is approved for continuing education credit by the California Department of Real Estate. However, this approval does not constitute an endorsement of the views or opinions that are expressed by the course sponsor, instructor, authors or lecturers.

OnlineEd Disclaimer

The California Department of Real Estate does not approve nor endorse any of the forms used in this course with the exception of those prescribed by State and Federal Law. While this publication is designed to be accurate information about the subject matter it covers, it is sold with the understanding that the distributor, author, and publisher are not engaged in rendering legal, accounting or other professional advice. If such advice or other expert assistance is required, the services of a competent professional should be sought. The recipient is cautioned to check with their managing supervisor before acting on any suggestion or recommendation, or before using any sample form contained herein.

Course Evaluation:

After completing this course you are encouraged to complete the California Department of Real Estate's online course evaluation form. You can access this evaluation at http://www.dre.ca.gov/files/pdf/forms/re318a.pdf

Course Provider Complaint Statement

A course provider complaint form is available on the California Department of Real Estate (DRE) website at www.dre.ca.gov. Access this form by typing in “RE 340” in the search box located in the upper right corner of the home page. An informational form regarding course provider complaints, “RE 340A” is also available.

Introduction to the Provider

OnlineEd

OnlineEd, Inc. is an NMLS approved course provider based in Portland, Oregon, and has been offering courses over the Internet since 1998.

NMLS Provider ID: 1400327

This course is developed and published by OnlineEd, Inc. Completion certificates and other school functions will also be handled by OnlineEd, Inc.

All of our teaching and instruction is done via the Internet and through our unique course management system. We actually write and publish our own course material for an exclusive online experience. All course materials are written by knowledgeable, experienced industry professionals and instructors.

Contact information:

7405 SW Beveland Road
Portland, OR 97223
(503) 670-9278

http://www.OnlineEd.com/

mail@OnlineEd.com

Our Mission Statement

“To provide superior distance education that exceeds industry standards and expectations in course content and delivery methods to those who seek to enter a new profession and those engaged in a profession.”

This course will remain available to students for 365 days after purchase.

Our Mission Statement

To provide superior distance education that exceeds industry standards and expectations in course content and delivery methods to those who seek to enter a new profession and those engaged in a profession.
Purchase of this package requires that you read and acknowledge a Terms of Service agreement before receiving credit for any courses contained in this package. Please review the following: