[Premier] Oregon Property and Casualty Insurance

Catalog Effective Date: January 1, 2024

The Course

This course prepares students to meet the educational requirements to obtain a property and casualty insurance producer license in Oregon and is approved by the Oregon Division of Financial Regulation. As a part of its pre-license requirements, Oregon requires the completion of the study and mastery of nineteen topics. These nineteen topics are presented under the unit headings below.

1. Personal Lines:
   1. General Insurance Terms and Related Concepts
   2. Property Insurance
   3. Liability Insurance
   4. Dwelling Property Forms
   5. Homeowners Insurance
   6. Personal Auto Insurance
   7. Miscellaneous Personal Insurance
   8. Insurance Regulations
   9. Insurer-Producer Regulations
2. Commercial Lines:
   1. Businessowners Policy (BOP)
   2. Commercial Package Policy (CPP)
   3. Commercial General Liability
   4. Commercial Auto Insurance
   5. Commercial Crime Insurance
   6. Marine Insurance
   7. Farm Coverage
   8. Equipment Breakdown Protection Coverage Form
   9. Workers' Compensation Insurance
   10. Miscellaneous Commercial Insurance

Each unit is further divided into chapters. At the end of each chapter, a review exercise will test the student's comprehension of the chapter topic. At the end of the course, a final examination will test the student's comprehension of the topics presented in each of the units. In order to demonstrate competency in each unit and to earn the course completion certificate, the student will need to obtain a final examination score equivalent to a "C" (75% or better).

Course Instructor and Applicant Support

Upon enrollment, you will be attached to an OnlineEd course instructor. Each OnlineEd course instructor is licensed as an Oregon Higher Education Coordinating Commission vocational instructor, approved as an insurance producer by the National Association of Insurance Commissioners (NAIC), and was rigorously vetted, approved, and trained by OnlineEd to meet our requirements for online course instruction.

Your instructor is available for you to contact either by telephone or email, during scheduled hours, whenever you think contact will be helpful to review or explain course content or quizzes. Your instructor will also automatically review course assessments to make sure you understand course concepts. Our course is delivered as adult education, so you can use your instructor as little or as much as you like.

OnlineEd's chief insurance course Instructor is Larry Brown. Larry has been OnlineEd's lead insurance instructor and subject matter expert since 2008. He also assists with ongoing development and instruction of the OnlineEd course materials.

Technical support questions should be directed to OnlineEd, LLC and not the instructor. Students are not required to use this service. OnlineEd reserves the right refuse instructor support to students that abuse this service.

Deadlines

This OnlineEd course may be completed by the student at the student's own pace. The student has 80 calendar days from the time of enrollment to complete the course.

Enrollment Extensions

If your course expires, you may extend it up to five times. Extensions are for 30 days from the date of the end of the original enrollment period (not from the date the extension is requested) and must be accompanied by the applicable extension fee. If you withdraw from the course or request a refund, and then want to continue the course, you must enroll in the course again, at the current catalog price, and start over from the beginning. Should you have a medical emergency, death in the family, or other extenuating circumstance that prevents you from completing your course during its enrollment period, you may petition the School Director for a one-time Extenuating Circumstance Extension Fee Waiver. Extenuating Circumstance Extension Fee Waivers are are not automatic, are at the option of the School Director, and should be directed to the School Director's Office at: schooldirector@onlineed.com.

Equipment Required

With exception of instructor support offered by telephone and email, the course, its materials, and delivery system are entirely over the internet. In order to be able to access and complete the course, you will need access to the internet and an internet-ready computer system or mobile device. Our OnlineEd delivery method works with all modern web browsers and operating systems.

The course may be read online, be printed to your printer, or saved to disc. Most chapters are also available in MP3 audio format. If you would like a printed soft-bound book copy of the course for study or reference, select a course package that includes a book or purchase one at catalog price, plus shipping. Regardless of your study method, the course must be completed online.

Course Prerequisites

There are no education prerequisites for taking the OnlineEd Oregon insurance pre-license course. However, the Oregon Division of Financial Regulation does have requirements to obtain an insurance license. Completion of this course is only one of those requirements. Other requirements are:

• Licensing examination and fee
• Fingerprint checks
• License application and fee
• Live or maintain a business in Oregon

Agency Information

If you have questions about whether or not you qualify for an insurance producer license, please contact the Division of Financial Regulation.

Division of Financial Regulation (website)
503-378-4140
350 Winter St. NE, Room 410, Salem, OR 97309

Oregon Higher Education Coordinating Commission (website)
503-947-5751
3225 25th Street SE, Salem, OR 97302 

This is a simulation of the state property and casualty insurance pre-license exam prep. The test simulator is a practice test and does not affect your course completion requirements.

This Exam Prep course will assist you in preparation for the state exam. The course consists of a "state test simulator" with questions similar to those found on the state test that you can practice with until you feel ready to take the state test.